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Farm Operating Loans by State

Research seasonal crop inputs, livestock, feed and operating expenses in every U.S. state and territory. Compare program purposes and verify terms and application windows with the issuing agency.

What to compare

Before applying for farm operating loans

Prepare an enterprise budget, cash flow, debt schedule, existing lender history and collateral documentation. Verify current eligibility, available funding and deadlines on the official agency website. Geographic pages are not announcements of open funding.

Questions to ask

Identify the funding instrument

Grants, cost-share programs, loans, insurance and disaster payments have different rules. Do not treat every program as free cash.

Ask whether the program is open

An agency’s program directory may contain ongoing or closed programs. Verify current enrollment windows and local ranking dates.

Confirm eligibility before spending

Check applicant type, geography, production history, matching funds, conservation plans and prior-approval requirements.

Build an application packet

Gather ownership or lease records, tax identification, maps, budgets, past production, project scope and current contact details.

Official contact sources

FSA official program directory ↗Browse official loans, payments and conservation and disaster programs.USDA local service center locator ↗Select state and county, then call the relevant FSA or NRCS office.NRCS state and regional offices ↗Request conservation-program details and local priorities.Grants.gov official opportunity search ↗Confirm current solicitations, award types and eligible applicants.USDA Rural Development state offices ↗Ask about rural business and infrastructure opportunities.

Find resources for your state or territory

Select your region to narrow research to your county, island, borough, municipality or other local area.

Alabama67 local areas · contacts and researchAlaska30 local areas · contacts and researchAmerican Samoa5 local areas · contacts and researchArizona15 local areas · contacts and researchArkansas75 local areas · contacts and researchCalifornia58 local areas · contacts and researchColorado64 local areas · contacts and researchConnecticut8 local areas · contacts and researchDelaware3 local areas · contacts and researchDistrict of Columbia1 local areas · contacts and researchFlorida67 local areas · contacts and researchGeorgia159 local areas · contacts and researchGuam1 local areas · contacts and researchHawaii5 local areas · contacts and researchIdaho44 local areas · contacts and researchIllinois102 local areas · contacts and researchIndiana92 local areas · contacts and researchIowa99 local areas · contacts and researchKansas105 local areas · contacts and researchKentucky120 local areas · contacts and researchLouisiana64 local areas · contacts and researchMaine16 local areas · contacts and researchMaryland24 local areas · contacts and researchMassachusetts14 local areas · contacts and researchMichigan83 local areas · contacts and researchMinnesota87 local areas · contacts and researchMississippi82 local areas · contacts and researchMissouri115 local areas · contacts and researchMontana56 local areas · contacts and researchNebraska93 local areas · contacts and researchNevada17 local areas · contacts and researchNew Hampshire10 local areas · contacts and researchNew Jersey21 local areas · contacts and researchNew Mexico33 local areas · contacts and researchNew York62 local areas · contacts and researchNorth Carolina100 local areas · contacts and researchNorth Dakota53 local areas · contacts and researchNorthern Mariana Islands4 local areas · contacts and researchOhio88 local areas · contacts and researchOklahoma77 local areas · contacts and researchOregon36 local areas · contacts and researchPennsylvania67 local areas · contacts and researchPuerto Rico78 local areas · contacts and researchRhode Island5 local areas · contacts and researchSouth Carolina46 local areas · contacts and researchSouth Dakota66 local areas · contacts and researchTennessee95 local areas · contacts and researchTexas254 local areas · contacts and researchU.S. Minor Outlying Islands0 local areas · contacts and researchU.S. Virgin Islands3 local areas · contacts and researchUtah29 local areas · contacts and researchVermont14 local areas · contacts and researchVirginia134 local areas · contacts and researchWashington39 local areas · contacts and researchWest Virginia55 local areas · contacts and researchWisconsin72 local areas · contacts and researchWyoming23 local areas · contacts and research